Comparing home warranty companies helps you find the policy
that fits your needs and budget. A home warranty is an individual policy
you can purchase to provide coverage for your home's major systems and
appliances. The exact coverage and prices available to you differs by
each home warranty company operating in your area, so comparing the
specific rates and services from each company is an important step when
selecting a policy for your home.
Write down the type of
coverage you need. Include specific items you want covered. Plumbing and
electrical systems are usually covered under a basic home warranty, but
you have to pay for coverage for some other major appliances, such as
an air conditioner or spa.
Contact a local real estate
agency for a list of recommended home warranty companies. Home warranty
companies typically market to real estate agencies, and a real estate
agent should be able to recommend a company she has had positive
experiences with.
Visit the official website of
each warranty company on the list you received. Look for quote
calculators and price information. Some home warranty companies have
coverage and pricing information online. Write down the total yearly
price for your desired policy from each company website you visit.
Contact each home warranty
company on the list you received. Ask for pricing information and a
quote if the information was not available online or to verify data you
received online. Ask what the fee charged for a service call is, and
write the prices down for each company next to the policy price
information you listed. Request information about the typical wait times
for a technician for a service call. Ask if emergency and 24-hour
service is available.
Read over your policy price
information list. Compare policy and service fee prices by company, as
well as service times. Chose the company that has the policy with the
features and coverage you want for the best price.
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