Tuesday, December 1, 2015

Donate to the Kid's Shoe Drive this Holiday Season

The San Carlos United Methodist Church is hosting a Kid's Shoe Drive on December 13.
 

San Carlos United Methodist Church via Facebook
More from San Carlos Patch

Kid’s Shoe Drive
December 13th

This December, let us remember the kids who come to the Good Neighbor Center. Please bring new shoes for children ages 3 to 10 to the church by December 13th. What a beautiful way to honor the birth of the Christ child by buying new shoes for children in need.


Home Improvements That Pay Off



Friday, November 27, 2015

Risks of Buying REO Property

by Anna Assad, Demand Media
REO properties may contain garbage and some of the former owner's belongings.
REO properties may contain garbage and some of the former owner's belongings.
Buying a real estate owned home is often tempting because of the savings potential. Lenders with REO properties usually want to sell as soon as possible to avoid the cost and hassle of ownership, and that is reflected in their pricing. While buying a REO property comes with the risks you'd have under a traditional sale, there are some extra warnings involved.

Poor Condition

An REO home is often the result of a foreclosure that no one wanted at auction. It may have damage from vandals, the elements or the prior owners. Lenders sometimes have REO homes that have sat vacant for months or even years, increasing the chances of damage and problems such as pest infestation. While you may have the chance to get a home inspection before buying, the cost is usually your responsibility, and the lender normally won't make any corrections, selling the home "as is."

Rough Transaction

The process for buying REOs is different from traditional property buying and may take longer. Using an inexperienced real estate agent can make matters worse, since the agent must follow the selling lender's specific process for submitting offers and closing the deal. Transaction problems can cost you time and even money if the agent misses deadlines and you lose the home and any nonrefundable cash you spent.

Underpricing and Overpricing

Lenders may intentionally underprice a home to attract buyers quickly because it needs substantial repairs or has costly issues, such as illegal tenants, that the lender doesn't want to deal with. You may find yourself with a huge repair bill and other headaches for a cheap REO you bought. Overpricing may happen in cases where the lender based selling information on outdated property reports instead of the current state of the home and its neighborhood.

Squatters

Abandoned homes may attract squatters, people who have moved into the home illegally. While the lender, as the owner, has the right to evict squatters from REO properties, it may become your problem if the lender fails to do so and you become the new owner. You'll have to go through the area's court eviction process, which may take months to complete and cost you money in legal and filing fees. Meanwhile, the squatters may continue to damage the home until you can have them removed.

Tuesday, November 24, 2015

Solutions for Yard Drainage

by Valerie Liles, Demand Media
Catch basins drain water away from your home and yard.
Catch basins drain water away from your home and yard.
Managing excess water in your yard before it becomes a problem will save you time, money and aggravation. Channeling water away from your home's foundation, patio, driveway, play area or other low-lying areas will prevent pooling, mosquito infestations and serious erosion. Drainage is obviously important in high rainfall areas, but it's also important in areas where you want to retain and direct as much ground water as possible to support gardens, trees and shrubbery.

Gravel-Filled Trench

A French drain, or gravel-filled trench, is used where runoff is light. It catches and deflects water from elevated areas such as hillsides, roofs, patios and around swimming pool and ponds. These trenches are usually one foot deep by one foot wide, depending on the volume of water that will potentially go through it. The trench is filled with gravel and can extend the length of the yard.

Catch Basin

If you find low spots in your yard that are accumulating water, you may need a catch basin. A hole is dug at the lowest point in your yard to accommodate a plastic or concrete box and a length of PVC pipe. These boxes are available in several sizes at most large garden centers. They are designed to receive water through a grate when they are placed into a sloping trench with PVC pipe extending from the box along the trench toward a storm drain or dry well. Alternatively, the water can be redirected to plant beds.

Dry-Well

A dry-well is ideal in areas where it is illegal to tie into the local drain or storm system. Dry-wells allow accumulated water to gradually soak or seep into the ground through a 2- to 4-foot wide hole that is at least 3 feet deep, depending on the volume of water it needs to hold. The sides of hole are covered with landscape fabric to direct the water to the base of the hole. Trenches can be dug in problem areas to accommodate PVC pipe and directed toward the dry-well.

Grading

Grading is another possible solution for problematic yard drainage and entails re-grading or re-shaping the land. The goal is to move soil from one area to another putting it at the proper height and slope to ensure adequate drainage. Rough grading removes or adds enough soil to bring the surface to the correct height and slope, while finish grading prepares the landscape for planting. In most areas, adequate surface drainage requires a minimum of 2 1/2 to 3 inches of slope per 10 feet of ground.

Considerations

Utility companies are always notifying customers in mid-spring to “Be Careful Where You Dig,” and for good reason. A ditch witch trencher or sharp shovel can cause a lot of damage to underground utility lines, at your expense. You also need to make sure excess water has a legal exit path to a sewer or storm drain. Some building codes permit these lines, while other do not. If your house isn't connected to a sewer or drain system, you can direct it towards a septic tank or drainage field, just not your neighbor's flower garden.

Monday, November 23, 2015

Wishing You a Very Happy Thanksgiving!

Sending warm wishes and heartfelt gratitude your way during this season of Thanksgiving. Thank you for thinking of me for your real estate needs and best wishes for a joyful holiday filled with friends, family and loved ones.

Thank you!  




Friday, November 20, 2015

Design Ideas for a House Closet

Design Ideas for a House Closet

by Kaye Morris, Demand Media
An organized closet is a thing of beauty.
An organized closet is a thing of beauty.
A chief complaint from most homeowners is the lack of closet space. No matter how much bigger closets get, it never seems to be enough space to properly organize your wardrobe. If you spend most mornings rummaging through your closet for work clothes, then dashing out the door your standard 5 minutes late, it’s time to redesign your closet for maximum efficiency.

Two Hanging Levels

Older homes, especially, often have closets equipped with one hanging rod that allows long garments, such as dresses, to hang all the way down without wrinkling, but not many people have a full closet of dresses. The first way to create more space in your closet is to determine how much space you need for full-length clothes hanging, then add an additional clothes rod mid-way down the wall in the rest of the hanging space. A common organization is to place shirts on the top rod and pants, skirts and shorts on the bottom rod.

Drawers and Shelves

If you have a lot of clothes that you fold and stack, use one section of the closet to install floor to top shelf drawers or shelves. Stacking is especially suited to sweaters and silk blouses that can become misshapen or imprinted by hangers. Shelves offer the advantage of being able to see all your stacked clothes, but drawers offer the advantage of protecting clothes from dust, especially during long periods of nonuse.

Purse Bins

Rather than let the space above the top shelf and the ceiling go to waste, set a couple of 1-foot-square bins on top. Bins are sold in 1-, 2- and 3-foot heights, so choose the one that takes the best advantage of the available space. Once the bins are in place, simply slide your purses in each cubby for easy viewing and retrieval. Place specialty purses that are not used as often in the highest bins.

Shoe Boxes

If you have designer shoes that need to remain in the boxes for protection, use shoe stacking shelves on the floor of the closet and on the top shelf to hold the boxes. Using shelves, rather than stacking the boxes one on top of the other, allows you to pull a single box out without upsetting the entire stack. For shoe-finding efficiency, tape a picture of the shoe on the front of the box.

Ceiling Hangers for Ball Caps

Everyone knows about over-the-door hangers for hats, or the stretch racks that can be mounted on walls or doors, but you can hang your hats and make use of normally unused space at the same time. Screw plant-holder hooks into the ceiling down the middle of the closet and hang your ball caps from the hooks. Unless your ceilings are very low or you are very tall, the hats should not brush against the top of your head.

Thursday, November 19, 2015

Throw Back Thursday! #tbt

When Palo Alto Was Affordable!
Throw-back Thursday!

Here's an ad from the Spring 1940 addition of "Housing Book of Homes & Plans".  A new home in Palo Alto could be purchased for $75.00 a month! What a difference from today when average home prices are so high!  Does anyone recognize this house?  #thegoodolddays #affordablehousinginPaloAlto #PaloAltoHomesForSale #GreatdealsonPaloAltoHomes