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Kelly has lived in San Carlos for over 20 years and has raised her 6 children here. She is extremely familiar with the area and schools and is involved in the community.
High-end
door knobs and lock sets use a unique installation style that hides
mounting screws from view. When you first look at this style of door
knob, it appears as if it cannot be removed from the door. Knowing what
to look for on the surface of the knob will lead you to the extra steps
required to remove the lock set from the door. Performing the removal
incorrectly could damage the door knob assembly and possibly the finish
of the door.
1
Open the door. Look for a thin slot or a recessed hex-head setscrew on the lock side of the doorknob.
2
If
the knob has a recessed setscrew, turn the setscrew counterclockwise
with a correctly sized hex-head wrench until the door knob slides from
the section of the knob body attached to the door. If the knob instead
has a thin slot, push the end of a small flathead screwdriver into the
slot and pull the door knob from the knob body.
3
Pull
the rose cover off the knob body. Some styles of door knob will have
another thin slot that requires a small screwdriver to free the cover
from the door.
4
Turn
each screw holding the knob body to the door with a Phillips
screwdriver. Keep one hand on the outside section of the door knob to
keep it from falling on the floor. Pull the screws from the door. Both
sides of the knob will now be free.
Ceiling
fans work on the same principle as the wind chill factor: A stiff
breeze on a chilly day makes it feel colder to anyone standing out in it
than the temperature displayed on the thermometer would otherwise
indicate . A ceiling fan circulating air down from the ceiling can make
rooms feel as much as four degrees cooler than the actual room
temperature. Adequate downward airflow is the key to this effect. One of
the factors influencing ceiling fan airflow is the distance of the fan
from the ceiling above and the floor below. The vertical placement of
the fan can also have potential safety consequences for taller occupants
in a home with low ceilings. With most ceiling fans, the situation of
the unit is determined by the length of the downbar that suspends the
fan motor assembly from the ceiling.
Seasonal Rotation
Ceiling
fans circulate air at low speed and high volume. The large paddle
blades angled at a pitch between 10 and 16 degrees rotate slowly so
papers are not blown around nor activities disrupted in the room. In the
summer cooling mode, the blades turn counter-clockwise, pulling air
along the ceiling into the fan and directing it straight down into the
room to cool occupants. In the winter setting, clockwise rotation draws
air up from the floor, displacing layers of warm air trapped at the
ceiling out toward the walls, then down into living spaces to provide
warmth.
How High Is Too High?
In
cooling mode, at least eight inches of clearance between the fan and
the ceiling is required to allow optimum airflow into the fan blades.
For every two inches of ceiling clearance below this minimum, airflow
through the fan decreases by as much as 25 percent. Most ceiling fans
come with three-inch downrods that suspend the fan blades eight inches
from the ceiling. In a room with a standard eight-foot ceiling, this
leaves approximately 7 feet 4 inches of clearance from the floor.
How Low Should You Go?
While
the National Electrical Code (NEC) standardizes ceiling fan
installation issues such as junction boxes for proper support, the NEC
includes no specific language stipulating ceiling fan height. Generally
speaking, however, the code recognizes manufacturer’s standards for
acceptable installation of products when these are backed by testing,
inspection and product evaluation. If an installation conflicts with the
preponderance of reputable manufacturer’s recommendations, it may be
assumed to be in conflict with the NEC. Installation procedures provided
by most ceiling fan manufacturers, as well as the recommendation of the
International Association of Certified Home Inspectors, state that fans
should be installed so blades are suspended no lower than seven feet
from the floor.
Alternative Installations
In
rooms with ceilings too low to afford seven feet of clearance when the
fan is suspended from a standard 3-inch downrod, “hugger fans” that
mount directly to the ceiling, with no downrod, may provide sufficient
space. However, because these units have less than the optimum
eight-inch clearance from the ceiling, airflow and performance is
decreased. As a final option to reduce the danger of contact with blades
in rooms with low ceilings, large furniture such as tables may be
positioned so that occupants of the room cannot walk directly beneath
the blades.
For
those who enjoy the look and craftsmanship found in homes from days
gone by, even the doors of old homes carry a warmth and quality often
not present in standard modern doors. Some modern doors are designed to
have the same style as antique doors, but simply look too new.
Faux-painting techniques and a little distressing of the wood or finish
makes that new door look like an antique. As an added element of fun,
apply coats of paint in varying colors, allowing layers to show through
as you sand away some of the paint, adding history to your work of art.
1
Open
the door to a position in which both sides can be reached. Place old
newspapers beneath the door. Cover windows, if any, handles and other
hardware with painter's tape and newspaper to protect them.
2
Sand
the door gently with a medium- to fine-grit sanding block to create a
grippable surface for the paint. Sand both sides of the door, as well as
the edges, if you intend to paint those areas. Otherwise, only sand the
side to be painted. Wipe the dust away with a tack cloth.
3
Stir
the all-in-one primer/paint with a stir stick, pouring the liquid into a
paint tray. Apply the primer with a wide paintbrush, covering one or
all both sides of the door and edges, as desired. Allow the primer/paint
to dry completely.
4
Rub
a candle over the edges, corners and as much of the door as possible to
create a thin wax layer on the door. Brush away excess wax with your
hand.
5
Stir
the second color of paint and pour it into a paint tray. Coat the
primed surfaces of the door with the top paint color, using a
paintbrush. Allow the paint to dry thoroughly. Apply a second coat of
paint as desired, allowing it to dry as well.
6
Sand
the corners, edges and other areas of the door prone to the most
handling, such as the areas around the lock or doorknob, using a fine or
medium-grit sanding block. Sand enough so the first paint color shows
through in some areas, even down to the wood if you like in a few
places. Wipe the door down with a tack cloth.
7
Mix
half water, half dark brown latex paint in a small disposable
container, stirring it with a stir stick. Apply the paint to the door in
quick, bold strokes of the paint brush. Rub most of the watery paint
away with a clean rag. This enhances the look of age on the door.
Things You Will Need
Old newspaper
Painter's tape
Medium to fine-grit sanding block
Tack cloth
Latex all-in-one primer and paint
Stir stick
Paint trays
Wide paintbrushes
Candle
Dark brown latex or acrylic paint (optional)
Water
Small container
Tip
Quality paintbrushes shed less hair than inexpensive brushes.
Antiquing
a door can take on any look you'd like -- if you prefer the wood to
show rather than be completely covered in paint, rubbing over it with a
watered down, dark or white latex paint -- depending if you prefer a
dark look or shabby chic look -- also adds the look of age.
When
the door has trim pieces or architectural elements, painting them in an
alternate color, sanding away a good bit of the second color once the
paint dries, adds to the aged look of the door.
To
create even more wear and tear to the look of the door before painting,
file or sand away some of the wood on corners or protrusions, as if the
door has been chipped years ago.
An inexpensive wax candle suffices for the waxing process; the wax simply makes it easier to sand off the top coat of paint.
Warning
Too much paint on the edge of the door may cause the door not to close properly.
The
Federal Housing Administration insures the loans of low- to
moderate-income borrowers so FHA-approved lenders can offer lower down
payments, lower closing costs and more flexible credit requirements. FHA
loan down payments, for instance, can be as low as 3.5 percent of the
property's selling price. The FHA enforces requirements to screen
unreliable borrowers who can't afford to carry a mortgage.
Debt Ratios
The
FHA requires borrowers to have a maximum debt-to-income ratio of 41
percent. This means that your fixed expenses such as credit card
payments, car loans and insurance premiums cannot amount to more than 41
percent of your gross income.
Credit
FHA-approved
lenders must assess the credit history of potential borrowers to
determine if they are reliable borrowers. Although the FHA's credit
requirements are more flexible than most lenders, it still requires
borrowers to meet credit rating standards. Eligible borrowers must
demonstrate a track record of timely payments. For example, according to
the FHA's underwriting handbook, borrowers with credit scores lower
than 500 do not qualify for an FHA loan. Borrowers who file for a
Chapter 13 bankruptcy propose a repayment plan to satisfy creditors.
Borrowers who file for a Chapter 7 bankruptcy, on the other hand, do not
pay for unsecured loans and must liquidize nonexempt assets to pay for
secured debts. Those who are paying off their debts through a Chapter 13
bankruptcy proceeding can apply for an FHA loan if they are current on
their payments and have a written recommendation from the court's
trustee. However, borrowers who have filed for Chapter 7 bankruptcy must
wait two years from the discharge date to apply for an FHA mortgage.
Mortgage Insurance
The
FHA requires all borrowers to purchase mortgage insurance, which costs
an initial premium of 1.5 percent of the loan's total balance plus a 0.5
percent premium that is payable annually. Mortgage insurance covers the
FHA from financial losses incurred when borrowers default on their
mortgage payments.
Loan Limits
The
FHA sets loan limits in different geographic areas that determine the
maximum FHA loan amount for which borrowers can apply. For instance, the
loan limit for an FHA mortgage in San Francisco is $729,750. You can
find the FHA mortgage loan limit for your area at the Department of
Housing and Urban Development website.
Preparation
and planning are the keys to successful interior wall painting on a
commercial or residential property. Use color wheels from the paint
store to determine what shades will complement the interior and make the
most of features like wainscoting and window frames. Get expert advice
from paint store professionals about what brands work best for specific
materials. Higher-quality paints save money in the long run because they
resist cracking and peeling.
Wall Preparation
It's
important to take certain steps to ensure good results when painting
interior walls. Obtaining a smooth, even finish is possible only when
the wall has been properly cleaned, sanded and primed. Remove all
hardware and doors from the areas in advance and repair any gouges or
scratches in the walls. Proper masking of trim and baseboards will pay
off with sharp, crisp lines that give rooms a well finished look.
Benefits of Work Stations
By
taking the time to set up all your equipment before you begin interior
wall painting, the task can be completed quickly and with minimum
effort. Create a central work station for the tools, ladders, brushes,
rollers, drop cloths, rags and buckets you need ahead of time. Make
plastic paths from the rooms you plan to paint to your work station in
case you get paint on your shoes.
Significance of Good Equipment
As
with most things in life, the better the equipment, the better the
results. Good-quality paintbrushes cost more, but they deliver the paint
onto the surface much more evenly and with less effort than inferior
brushes. The same concept holds true for the more expensive sheepskin
roller covers, because they require less paint to cover more area,
especially on textured walls. Look for bargains only on disposable
items, like paint buckets, drop cloths and trim tape.
Considerations
When
painting an interior room, make a preliminary plan of the steps you
will need to complete the job. Apply primer to closets and shelves and
allow to dry. If the ceiling is going to be a different color from the
walls, paint it first. Once the walls, ceilings and closets are
finished, tackle the window frames, baseboards and door jams. Allow the
paint to dry thoroughly before reattaching hardware and doors to prevent
peeling.
Paint Types
Seek
professional advice on what types of paints are best for your locale.
Water-based acrylics that can stand up to heavy humidity like the
bathroom do not work well in bedrooms and dining rooms Achieve a
decorative effect by contrasting a high-gloss paint on a wooden accent
trim in a bedroom that has walls painted with flat paint. Satin and
semi-gloss paints are easy to clean and work well in high-traffic areas
like kitchens and family rooms.
Whether
you can plug something else into the same wall receptacle as a
refrigerator depends on a number of variables. There are no rules in the
National Electric Code or any local electric code that require a
refrigerator to be on a dedicated branch circuit. Some manufacturers,
however, specify that their refrigerators be installed on dedicated
circuits, and your local planning department may require you to follow
those recommendations.
Noncontinuous Duty Loads
Refrigerators
are considered noncontinuous duty loads. Loads that draw current for
less than three hours at a time are allowed to be on the same circuit
with other noncontinuous loads, as long as the total load does not
exceed the circuit breaker rating.
Nuisance Tripping
A
refrigerator, like any motor load, can draw up to six times its running
current on start-up, and that can cause nuisance tripping of a circuit
breaker depending on what else is on the circuit. That's why some
manufacturers may call for a dedicated circuit, which provides for safer
operation.
GFCI Protection
No
matter if the refrigerator is on its own dedicated circuit or on a
general-purpose receptacle circuit, the 2011 edition of the NEC requires
that the receptacle be protected by a ground fault current interrupter.
The circuit breakers on the service panel protect against circuit
overloads and short-circuits, while GFCI protects you against
life-threatening shocks due to ground fault conditions, which the
circuit breakers do not detect and protect against.
Installing
low-voltage landscape lights provides an economical way to add dramatic
impact and function to your home and outdoor space with minimal effort.
Low-voltage landscape lighting is safe and easy to work with, and
requires no previous electrical experience. You can showcase particular
features in your yard with landscape lights -- light up pathways,
outline garden beds or bring ambiance and charm to your yard. Kits
provide all the necessary ingredients -- lights, cable, connectors and
controls -- for a successful landscape light project.
1
Go
outside when it is dark and shine a flashlight on areas that you may
want to light up. This will help you visualize how the lights will
affect the landscape. Sketch a plan that you can use as an installation
guide so that you know where to place the lights. Note where you wish to
install the lights and what landscape or other features you wish to
illuminate. Select your light styles based on your lighting plan.
2
Calculate
the total voltage of your landscape project based on the number and
type of lights you wish to install. Select a power pack that will
support this voltage. Each power pack has a rating. The wattage of your
light project should be 70 percent to 100 percent of the rating.
3
Drive
a 24-inch wooden stake close to an outdoor GFCI outlet and secure the
control box to the stake using wood screws. If you do not have a
ground-fault circuit interrupter outlet, contact a licensed electrician
to install one for you.
4
Take
the light fixtures out of the kit box and assemble them according to
the enclosed directions. Be sure to screw the bulb in tightly and secure
the light cover.
5
Lay out the lights and the electrical cable. Position the lights and drive the light stakes halfway into the ground.
6
Connect
each light to the cable using a connector cap. Position the cap so that
it pierces the cable and makes direct contact with the wire inside.
Tighten the connector caps so that they will not work lose.
7
Wait
until dark and turn the lights on. Check that all the lights are
working properly. Assess the light positioning from several angles in
your yard. Make sure that none of the lights creates a harsh glare. Once
you are happy with your design, drive the light stakes the rest of the
way into the ground.
8
Cut
a 6-inch deep trench, using a flat-blade shovel or edger, along the
path of the cable, starting at the control box. Make a perpendicular
trench from each light fixture to the main cable. Push the cable into
the trench with a wooden or plastic ruler. Replace the soil on top of
the cable and tamp it down gently with the back of a spade.
9
Set the control box to turn the lights on and off.
Things You Will Need
Flashlight
Landscape light kit
Power pack (transformer)
Wooden stake, 24 inch
Hammer
Wood screws
Screwdriver
Flat-blade shovel or edger
Wooden or plastic ruler
Warning
Avoid using too many lights; a few well-placed lights have a greater impact than too many lights.
There
are myriad ways to accent a focal-point wall. One particularly
economical choice is to apply a marble faux finish to create a wall with
high-end style for very little money. Faux marble walls add dimension,
texture and style to any home, without the weight and cost of authentic
marble materials.
1
Select
the color palette. Choose one light and one dark color for the faux
marble technique. The darker color is for the wall base coat, while the
lighter hue represents the marble veins. Colors that are a two or three
values away on the same paint color strip create a subtle result. Hues
from different color ways result in a dramatic finish.
2
Prepare
the wall. Tape door frames, windowsills, baseboards and ceiling areas
to protect them from paint. Repair any wall holes with joint compound.
Sand the holes when dry until they are flush with the wall surface. Lay
down a tarp to keep the floor clean from paint spills and drips.
3
Paint
the base-coat layer. Use a 3/8-inch paint roller, and apply a base coat
to the wall. Work in long strokes in a "V" pattern to reduce paint
streaks. When the base is dry, paint a second coat of paint to create a
smooth base for the marble faux finish.
4
Add
the marble veins. Take a large feather and dip one edge into the second
color of paint. Wipe off any excess. Run the feather along the wall
surface in a random pattern to create vein-like markings. Repeat the
process until the wall is full of vein streaks.
5
Apply
a sponge finish. Mix equal parts of the base coat color and a
polyacrylic gloss, and pour it onto a foam plate. Dip a damp sea sponge
into the mixture. Pounce the sponge on the vein markings until all veins
are lightly covered. Let the paint dry for approximately 10 minutes.
6
Blend
the finish. Compress a dry cloth into a ball, and gently blot the
entire faux marble wall until all the colors blend. Allow the wall to
dry at least one hour.
7
Apply
an additional layer of vein markings to the wall. Dip a feather edge in
the second color of paint, and run it along the wall in a random
pattern to create additional vein streaks. Let the paint dry for for two
hours.
8
Add
a topcoat of polyacrylic satin on the wall. Apply the topcoat in long,
vertical strokes with a roller. Allow it to dry for two hours. When the
paint is dry, use a hand sander with fine-grit sandpaper to buff the
wall surface. Sand the finish in a gentle, circular motion to reduce
streaking. Wipe the wall clean of any sanding residue, and repeat the
paint and sanding process two additional times -- for a total of three
coats.
9
After
three hours of drying time, use a hand sander and fine-grit sandpaper
to buff the final topcoat of polyacrylic satin finish. Wipe the wall
with a soft cloth to remove any sanding particles.
Things You Will Need
Latex paint, light color
Latex paint, dark color
Painter's tape
Tarp
Joint compound
Putty knife
Hand sander
Fine-grit sandpaper
Paint stir stick
Paint rollers, 3/8-inch
Paint roller pans
Paint can opener
Large feather
Polyacrylic gloss topcoat
Foam plate
Sea sponge
Cloths
Polyacrylic satin topcoat
Tip
Practice the marble technique on a sample foam board before applying it to the wall to master the process.
Use the darker paint color as a base coat for subtle vein markings and a soft final appearance.
Use the lighter paint color as a base coat for more dramatic vein streaks and a more defined vein finish.
Warning
Wear a sanding mask to prevent inhalation of particles.
Pine
is a soft wood that is easily gouged, so take care when you remove
paint and other coatings from pine paneling. While sanding can remove
one or two coats of paint from pine paneling, you’re often still stuck
with paint in the grooves. Chemical paint strippers simplify the process
of removing paint from pine paneling because they can get into the tiny
cracks and grooves, and are ideal for paneling that has more than a
couple of coats of paint. Removing paint from pine paneling is a
straightforward task that, with care, most homeowners can accomplish by
themselves.
1
Cover
furniture and flooring with drop cloths or plastic sheets and apply
painter’s tape to trim and molding. Open windows to keep the room
ventilated, and put on rubber gloves, safety glasses and a painter’s
mask.
2
Brush
a generous layer of paint stripper onto the paneling. Work in small
sections so that the stripper does not dry before you scrape it off.
Brush the stripper on in one direction. Liquid paint strippers are often
the most effective formulas to use, but for vertical surfaces such as
pine paneling on walls, a gel or paste will not drip or run as easily.
3
Leave the paint stripper on the paneling for 15 to 20 minutes, or until the paint begins to bubble.
4
Scrape
the loosened paint with a plastic paint scraper or putty knife. Do not
use metal tools to remove paint from pine paneling. The soft wood gouges
easily.
5
Scrub
paint from grooves using medium to fine steel wool dampened with water.
You can also use a stripping pad, which is a textured pad designed for
this purpose, found at most paint stores.
6
Rinse
the paneling with a towel dipped clean water. You may have to reapply
paint stripper if the paneling was coated with several layers of paint.
7
Continue applying paint stripper and scrubbing and rinsing until you remove the paint from the entire surface.
8
Allow the paneling to dry completely. Sand the surface of the paneling with fine-grit sandpaper to remove any remaining paint.
9
Rinse
the wood thoroughly a final time water and a clean towel, and dry with
more clean towels before covering the paneling with new paint or a
protective finish.
Things You Will Need
Drop cloths
Painter's tape
Gel or paste paint stripper
Safety glasses
Rubber gloves
Painter’s mask
Paintbrush
Plastic scraper
Medium to fine steel wool
Water
Stripping pad
Towel
Warning
The
solvents used in paint strippers can be toxic or irritating to the skin
and eyes. Wear protective clothing at all times and make sure the room
you’re working in has adequate ventilation.
Judy Clarke and Kelly Clarke are co-founders of The Clarke Team at Coldwell Banker. Judy is an escaped CPA while Kelly is an MBA. They specialize in properties located on the Peninsula and have a top referral network for other areas.
They quickly earn the trust and respect of their clients with their professional approach. They strive for constant improvement and offer outstanding communication and client care. Contact them at sold@clarketeam.com, or call Judy at 650-270-8423 or Kelly at 650-315-5371.